Wells Fargo is offering a credit card called Cash Wise Visa credit card, which has its unique features and benefits. Wells Fargo & Company one of America’s multinational financial service companies and the world’s fourth-largest bank in terms of capitalization offers different credit and debit cards. Today’s technologies have made it possible to access your banking facilities from home without making a trip to the bank, stand in a long slow-moving queue and fill up different forms to avail of different banking facilities.
With Cash Wise Visa credit card, you could earn unlimited rewards points, lowest APR rates on purchases and balance transfer, fraud protection alerts, and more. To know more specific about the Wells Fargo Cash Wise Visa credit card, you could go through the following article.
How many types of Credit card are offered by Wells Fargo:
- Wells Fargo offers 6 types of credit cards.
- Wells Fargo Propel American Express Card
- Wells Fargo Cash Wise Visa Card
- Wells Fargo Visa Signature Card
- Wells Fargo Rewards Card
- Wells Fargo Platinum Card
- Wells Fargo Cash Back College Card
Who is eligible to apply for a Wells Fargo Cash Wise Visa Credit Card:
- The applicant must be a permanent resident of the United States of America.
- The applicant must have a social security number or Income tax identification number.
What are the benefits of the Wells Fargo Cash Wise Visa Credit Cards:
- You could earn 1.5% unlimited cash rewards on every purchase.
- You could earn a $150 bonus on your first spending of $500 on purchases.
- You will get the lowest possible APR on Purchase and cash transfer.
- There will be no annual maintenance fees
- You could earn 1.8% cash rewards on purchases while using a digital wallet like Apple Pay and Google Pay.
- You could earn bonus rewards on deals at your favorite shop by using Earn More Mall.
- Your rewards points will never expire as well as you maintain your account.
- You could use your Wells Fargo debit/ ATMs card to withdraw cash from Wells Fargo ATMs.
- With Wells Fargo Cash Wise Visa credit card, you will get 24/7 fraud monitoring.
- You will be covered under zero liability protection if any unauthorized transaction takes place.
- Your card will be protected with the latest chip technology for better protection against counterfeit fraud.
- You will get notifications and alerts about any transaction takes place on your account.
- If you pay your monthly cell phone bills through Wells Fargo Cash Wise credit card, you could get a cell phone protection.
- You will get an auto rental collision damage waiver which will cover you against any accident bill or theft.
- You will get an emergency card replacement and cash disbursement by dialing the number which is provided at the back of your card.
How to apply for a Wells Fargo Cash Wise Visa credit card:
- To, apply for a Wells Fargo Cash Wise Visa credit card, you could visit the following page www.wellsfargo.com/credit-cards/visa-wise
- Now, you could click on “Apply Now”
- Thereafter, you will be required to enter your following information
First name
Last name
Home/ permanent address
City
State
Zip code
Email address
Phone number
Social security number
Date of birth
Mother’s maiden name
Citizenship
- And, click “Continue” to proceed further
- Thereafter, you will need to go through the next 3 steps- Your finance, card options, Review and submit.
- After authenticating your personal and financial information, you will be acknowledged immediately, whether your application is accepted or not.
How to login to your Wells Fargo Cash Wise Visa Credit Card account:
- To, login to your Wells Fargo Cash Wise Visa Credit Card account, you could visit the following page www.wellsfargo.com
- Now, you will be required to enter your “Username” and “password”
- And, click ” sign on”
- After, authenticating your account login credentials, you could be able to access Wells Fargo Cash Wise Visa credit card account.
How to retrieve your Wells Fargo Cash Wise Visa Credit Card account username/ password:
- To, retrieve your Wells Fargo Cash Wise Visa Credit Card account username/ password, you could visit the following page www.wellsfargo.com
- Now, here you could click on the alternative link ” forgot username/ password” which is provided immediately below the “Sign on” button
- Thereafter, if you want to change your password you could click on “Create new password” or if you forgot your username, you could click on “find username”
- If you choose to reset your account password, you will be asked to enter the following information
Username
Or, Social security number / Tax identification number
- And, click “Continue” to proceed further
- Or, if you choose to find your username, You will be required to enter the following details
Social security number/ Tax identification number
Password
- And, click “Continue” to proceed ahead
- After, authenticating your provided details, you could be able to retrieve your Wells Fargo Cash Wise Visa credit card account username or password.
What are the charges for the Wells Fargo Cash Wise Visa credit card:
- You will be charged 0% introductory APR for the first 15 months for Purchases.
- Thereafter, you will be charged 13.99% – 25.99% APR for purchases, based on the market rate.
- You could be charged 0% introductory APR for a balance transfer for the first 15 months.
- Thereafter, you could be charged 13.99% – 25.99% APR for a balance transfer, based on the market rate.
- You could be charged 23.99% – 25.99% APR for cash advances and overdraft protection advances, based on your creditworthiness.
- To avoid paying any interest, you need to clear all dues within after 25 days from the closing of each billing cycle.
- If you would be charged any interest, it would not be less than $1.
- You could be charged either $10 or 5% of the amount of each cash advances, whichever will be the greater.
- You could be charged $12.50 if the overdraft protection advances are less than $50 or else you could be charged $20 if your overdraft protection advances are more than $50.
- You could be charged 3% for each foreign transaction fees.
- And, you could be charged up to $37 for late and returned check or returned payment.
If you need any further assistance or have any queries regarding the Wells Fargo Cash Wise Visa credit card, you could contact Wells Fargo through the following options
How to contact wells Fargo:
- Wells Fargo can be contacted through their customer support page www.wellsfargo.com/help/
- You can check their top 10 questions, for a quick resolution.
- You can visit their nearest branch to get a quick response or call their customer executives
General Banking
1-800-869-3557
24 hours a day, 7 days a week
Wells Fargo Online®
1-800-956-4442
24 hours a day, 7 days a week
Deaf or Hard of Hearing Customers
TDD/TTY: 1-800-877-4833, 24 hours a day, 7 days a week
- Or, you can connect with the bank through their social media handler
Facebook – www.facebook.com/wellsfargo
Twitter – https://twitter.com/wellsfargo
Pinterest – www.pinterest.com/wellsfargo/
Instagram- www.instagram.com/wellsfargo/
Reference:
www.wellsfargo.com/credit-cards/visa-wise